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Why Do Our New Business Enquiries Go Cold Before a Broker Calls Them Back?

Insurance brokers lose new business enquiries that sit in inboxes with half the details. We build intake that qualifies each one and routes it to a broker fast.

Updated 3 min readBy SpiderHunts Technologies

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Quick answer — TL;DR

New business enquiries go cold because they arrive through web forms, email, phone and comparison referrals with too little detail to quote, land in a shared inbox without an owner, and wait while the broker finds time to call. We build intake that asks the right questions for each class of business up front, routes each enquiry to the right team by trade and size, tracks follow-up and shows where every enquiry ended up.

A web enquiry that says 'need a quote for my business'

Your website's contact form says 'Name, email, phone, message'. The message field gets 'Need a quote for public liability, I'm a landscaper' or 'We need buildings cover for a block of flats'. It lands in the shared new business inbox. Somebody picks it up the next day, maybe the day after, and calls. The landscaper has already bought a policy online. The block of flats owner wants to know if you do residential property owners, and it turns out the block is above a takeaway, which changes which markets will look at it.

Good enquiries do come through. They are just mixed in with ones you cannot place, and all of them wait in the same queue.

Why enquiries go cold

Small commercial buyers ask several brokers at once, or buy online. Speed matters. But a broker cannot quote without the basics, and a generic contact form collects none of them. So the first contact is a fact-finding call, which needs a free broker, which takes time.

  • Contact forms are the same for every class of business.
  • Enquiries land in a shared inbox with no owner.
  • There is no triage between enquiries you want and ones outside your appetite.
  • Follow-up after the first call is up to each broker.
  • Nobody tracks what happened to each enquiry.

What cold enquiries cost

Every enquiry that goes elsewhere is marketing spend with no return. Broker time goes on calls about risks you cannot place. And because outcomes are not tracked, you cannot tell which sources or trades bring good business, so the marketing budget goes where it always went.

Intake that asks the right questions

  1. We replace the generic form with short, class-specific enquiry forms for the lines you want, such as tradesmen, property owners, offices or your niche schemes, asking the few questions a broker needs to judge the risk.
  2. Email and phone enquiries are logged into the same structure, with an email reader that pulls out the key details for the broker to check.
  3. Each enquiry is routed by class, trade, size and region to the right team or broker, using rules you set, and enquiries clearly outside appetite get a polite, prompt reply you have written.
  4. The enquirer gets an immediate acknowledgement saying who will contact them, and can book a call slot online.
  5. Follow-up tasks are created for the broker, and anything untouched after a set time is raised to a team leader.
  6. Every enquiry is recorded with its source, outcome and reason if lost, and converted enquiries are passed to your broking system.

Enquiries, sorted before anyone calls

Type of enquiryTodayWith structured intake
Good fit, full detailsWaits in the inboxRouted to the right broker straight away
Good fit, missing detailsFact-find callForm asks for them up front
Outside appetiteCalled, then declinedPrompt, polite reply
Niche schemeMixed in with everythingRouted to the scheme team

New business, with an owner for every enquiry

Brokers start with the enquiries worth calling, already knowing the trade, the size and what cover is wanted. Enquirers hear back quickly and know who will call. And after a few months, you can see which sources and trades turn into clients, which is the information you need to spend your marketing money sensibly.

Is this where your enquiries go?

  • Your website has one generic contact form.
  • New business enquiries land in a shared inbox without an owner.
  • Brokers spend calls on risks you cannot place.
  • You do not know what happened to most enquiries last month.

FAQ

Frequently asked questions

The questions readers ask us after this guide.

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Ask about your project

Will longer forms put people off?

The forms are short and specific to the trade. They ask only what a broker needs to judge the risk, which many buyers prefer to a phone call.

Can it give a quote online?

Not in this build. It qualifies and routes the enquiry. Online quote and buy for suitable schemes is a separate piece of work.

Does it connect to our broking system?

Converted enquiries can be passed to it through its API or an import, so nobody retypes the prospect.

What affects the cost?

The number of classes and forms, the routing rules, the channels covered and the integration with your website and broking system.

Keep reading

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