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How Do We Claim for Guest Damage at Our Holiday Lets When We Only Find It Days Later?

Holiday let agencies find damage after checkout with no evidence or timeline. We build changeover photo checks and a claims file for deposit and channel claims.

Updated 3 min readBy SpiderHunts Technologies

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Quick answer — TL;DR

Damage at holiday lets is often found by the cleaner in a rush or by the next guest, with no photos from before and no clear record of which stay caused it, so deposit deductions and channel claims fail. We build changeover photo checks on the cleaner's phone, a damage report that ties evidence to the right booking, and a claims file that tracks deadlines and correspondence with the guest, the channel and the owner.

A broken sofa bed and nobody sure when

The next guest reports that the sofa bed is broken and there is a wine stain on the rug. The cleaner did not mention it. Was it the previous guest, the one before, or the current guest? There are no photos from the last changeover. You would like to claim through the channel or from the security deposit, but you have no evidence tying the damage to a booking, and the channel's claim window may already have passed.

The owner asks who is paying for the sofa bed. The answer, most of the time, is the owner or you.

Why damage claims fall apart

Claims need evidence that the damage happened during a specific stay: the property's condition before arrival and after departure, with dates. Changeovers are rushed, cleaners are paid per job and photographing every room is not part of the routine, so the evidence rarely exists.

Each channel also has its own claim process and time limits, and direct bookings rely on your deposit terms. Tracking those by hand across a season of changeovers is easy to lose.

What unclaimed damage costs

Repair and replacement costs fall to owners or to your agency, depending on your agreements, and owners notice when they keep paying for damage. Properties sit with broken items longer than they should, which leads to more complaints from later guests. And staff spend time arguing about damage without the evidence to settle it.

How we build the evidence and the claims file

We build a quick condition check into each changeover and a claims file that uses it. What you claim and from whom follows your terms and each channel's rules.

  1. Condition check: at each changeover, the cleaner's app prompts for photos of the key areas and items you set per property, such as sofas, rugs, kitchen surfaces and hot tub. Photos are timestamped and linked to the departing booking.
  2. Damage report: when the cleaner finds damage, they record it with photos and a note. The report is attached automatically to the booking that just departed.
  3. Comparison: previous changeover photos of the same area are shown alongside, so your team can see when the item was last in good condition.
  4. Claims file: a claim record tracks the booking, channel, the relevant claim deadline you have entered for that channel, repair quotes, correspondence and outcome.
  5. Owner update: owners are told about damage and the claim status, and any recovery is reflected on their statement.
  6. Repair job: a maintenance job is raised so the item is fixed before the next guest where possible.
EvidenceCaptured byUsed for
Pre-arrival photosCleaner at previous changeoverProving the condition before the stay
Post-departure photosCleaner at this changeoverShowing the damage and when it was found
Booking linkAutomatic from the scheduleIdentifying the responsible stay
Repair quote or invoiceMaintenance jobSupporting the amount claimed

After the change

When damage is found, your team has before and after photos and the booking already identified. Claims are made within the channel's time limits. Owners see that damage is being pursued, and repairs are booked promptly. Over time, you also see which properties and items are damaged most, which helps with owners' decisions on furnishings.

Is this how damage works at your agency?

  • Damage is often reported by the next guest, not the cleaner.
  • There are no photos of the property before each stay.
  • Channel damage claims have been refused or missed the deadline.
  • Owners regularly pay for damage caused by guests.
  • You cannot tell which stay caused a particular problem.

FAQ

Frequently asked questions

The questions readers ask us after this guide.

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Will cleaners have time to take photos?

The check is designed to take a short time, with a fixed list of shots per property. You choose how many areas are included.

Does it submit claims to Airbnb or Vrbo for us?

It prepares the evidence and tracks the claim. Submission is done through each channel's own process, usually by your team.

Does it decide who is liable?

No. It organises evidence. Liability depends on your terms, the channel's rules and, where needed, advice.

What happens to all the photos?

They are stored against the property and booking for the retention period you set, then deleted.

Keep reading

More on Problems We Solve

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