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How Do We Stop Rewriting the Same Answers for Every Partner Due Diligence Questionnaire?

Fintech startups answer long due diligence and security questionnaires from banks and partners from scratch. We build an answer library that drafts replies.

Updated 3 min readBy SpiderHunts Technologies

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Quick answer — TL;DR

Questionnaires take weeks because every partner asks similar questions in different words, and the answers are scattered across old spreadsheets, policies and people. We build an approved answer library with owners and review dates, and a tool that matches each new question to your approved answers and drafts a response for the owner to check before anything goes out.

Another questionnaire, another long spreadsheet

A new banking partner, a card scheme programme manager, a large business customer or an investor sends a due diligence questionnaire. It asks about your ownership, your policies, your information security, your incident history, your outsourcing, your business continuity, your complaints handling and your financial position. It is a spreadsheet with hundreds of rows, or a web portal with free text boxes.

The founder or head of compliance opens last year's answers to a different partner's questionnaire and starts copying. Half the questions are worded differently. Some answers are now out of date. Security questions go to the CTO, who is busy. Three weeks later it is submitted, and a month after that another one arrives.

Why each questionnaire feels new

The questions are similar. The wording, format and level of detail are not, and your answers live in many places.

  • Past answers are in old spreadsheets named after the partner who asked.
  • Nobody knows which answer is the latest approved one.
  • Policies have changed since some answers were written.
  • Specialist answers, such as security and continuity, depend on one or two people.
  • Supporting documents, such as policies and certificates, are attached from wherever they were last saved.

Senior time, and the risk of stale answers

Questionnaires take senior people away from running the business, often at the moment a new partnership is time-sensitive. Copying old answers risks sending something no longer true, which is worse than a slow answer. Inconsistent answers to different partners can come back to you if they compare notes or ask follow-up questions.

What you say about your controls must be true and approved by the people accountable. The build makes sure the approved answer is the one used.

An answer library and a drafting tool

What we build turns past questionnaires into a maintained library, and uses it to draft new ones.

  1. Past questionnaires are imported, and repeated questions are grouped into topics.
  2. For each topic, the owner writes or approves a current answer, with a review date and links to supporting documents.
  3. When a new questionnaire arrives, each question is matched to the closest approved answers, using search and an AI model such as Anthropic Claude.
  4. The tool drafts a response for each question from the approved answer, adjusted to the question's wording, and marks how close the match was.
  5. Questions with no good match go to the right owner as a task.
  6. The owner reviews the full draft before submission. New answers they write are added to the library for next time.
  7. The completed questionnaire is exported in the partner's format and a copy is kept with the date and approver.
Question areaTypical ownerKept current by
Company and ownershipFounder or company secretaryReview when anything changes
Policies and proceduresCompliance leadPolicy review dates
Information securityCTO or security leadScheduled review
Operations and continuityHead of opsScheduled review
Financial informationFinance leadEach reporting period

The next questionnaire

The library also shows what is going stale. An answer about your continuity testing that was last reviewed a year ago is flagged to its owner before the next questionnaire arrives, not while it is being filled in.

When a questionnaire arrives, it is loaded and drafted from the library straight away. Owners see only the questions that need them. The compliance lead reviews a complete draft rather than a blank sheet. Answers are consistent across partners because they come from one library.

Signs you need an answer library

  • Each questionnaire starts from last year's spreadsheet.
  • Nobody is sure which answers are current.
  • The CTO answers the same security questions again and again.
  • Questionnaires take weeks and delay partnerships.
  • Supporting documents are hunted down each time.

FAQ

Frequently asked questions

The questions readers ask us after this guide.

Still have a question?

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Ask about your project

Will the tool submit answers on its own?

No. It drafts from approved answers, and an owner reviews everything before it is submitted.

What if a partner uses a web portal, not a spreadsheet?

The tool drafts answers in a list you can paste from, and we can help with portals that allow import.

How are answers kept up to date?

Each answer has an owner and a review date, and the owner is reminded when it is due.

Where is our data held?

In your own environment, with access limited to the people who need it.

What drives the cost?

The volume of past questionnaires to import, the number of topics, and the export formats you need.

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