Think Build Implement Repeat
London, UK +44 7367 067226
WhatsApp FOLLOW f in X
  1. Home
  2. Blog
  3. How Do We Stop Sending Contractors to Site With Expired Insurance on File?
Problems We Solve

How Do We Stop Sending Contractors to Site With Expired Insurance on File?

Block management firms lose track of contractor insurance, RAMS and accreditations. We build contractor document tracking with expiry chasing and site checks.

Updated 3 min readBy SpiderHunts Technologies

Free estimateNo obligation

Get a free estimate

Tell us what you need. A senior engineer reads every enquiry.

Takes under a minute. We never share your details.

  • Free consultation
  • No commitment
  • NDA on request

Prefer to talk? Book a free 30-minute call →

Quick answer — TL;DR

Contractor documents such as public liability insurance, risk assessments and trade accreditations expire quietly, and nobody notices until an incident or an audit. We build an approved contractor register that reads expiry dates from uploaded documents, chases contractors before they lapse, and warns the property manager at the point of raising a works order if something is out of date.

Raising a works order without checking

A leak on the third floor, a door entry fault, a blocked drain. The property manager raises a works order to the usual contractor and moves on. Nobody opens the contractor file to see whether their public liability insurance renewed last month, because there are twenty other things waiting.

Then a director asks for the approved contractor list, or an insurer asks after a claim, and it turns out half the certificates on file have expired. Someone spends a week emailing contractors for up-to-date copies.

Why the file keeps going out of date

Contractor documents are collected when the contractor is first approved and then left alone. Each document has its own expiry date, and those dates are written on PDFs rather than stored anywhere that can send a reminder.

Meanwhile the moment of risk, raising a works order, happens in a different place: your block management system or an email. Nothing connects the two, so the check depends entirely on memory.

The exposure you carry

We cannot tell you what your insurers or clients require; your own policies and advisers set that. What we can describe is the practical position: works carried out by contractors whose documents you cannot produce, uncomfortable conversations after an incident, and directors of resident management companies asking questions you would rather answer quickly.

Chasing documents in a batch also sours relationships with good contractors, who get several emails from different property managers asking for the same certificate.

How we fix the contractor file

We build a contractor register that keeps itself current and connects to the moment a job is raised.

  1. Contractor portal: each contractor has a simple upload page for insurance certificates, risk assessments, method statements and accreditations. No account setup beyond an emailed link.
  2. Date extraction: when a document is uploaded, a document model reads the policy type, cover and expiry date and proposes them for a person to confirm.
  3. Expiry chasing: contractors are emailed ahead of expiry with a link to upload the renewal, and chased again if nothing arrives. Your team sees who has not responded.
  4. Works order check: when a works order is raised, through your block management system or an email template, the register is checked and the property manager is warned if a document is missing or expired.
  5. Block requirements: you can record which documents your firm requires for which type of work, set by your own policy, so the checks match your rules.
  6. Audit list: an up-to-date approved contractor list, with document status, can be produced for directors or insurers at any time.
DocumentCaptured fromChecked when
Public liability insuranceUploaded certificateEvery works order and before expiry
Employers' liabilityUploaded certificateEvery works order and before expiry
Risk assessment and method statementUploaded file per job typeWhen required by your policy
Trade accreditationsUploaded certificate or register lookupBefore expiry

Life with a current contractor file

Property managers raise jobs as usual, and the only difference is a warning when something needs attention. Contractors get one reminder from one place instead of emails from everyone. Your compliance or operations lead can see the state of the whole list on one screen.

When a director or insurer asks, the list goes out the same day.

Is your contractor file like this?

  • Contractor insurance certificates live in folders with no expiry reminders.
  • Works are raised without anyone checking documents are current.
  • Several property managers chase the same contractor for the same certificate.
  • Producing an approved contractor list takes days.
  • You have discovered expired documents only after something went wrong.

FAQ

Frequently asked questions

The questions readers ask us after this guide.

Still have a question?

Ask us directly — a senior engineer will get back to you.

Ask about your project

Will contractors actually use an upload portal?

Most will if it is a single link with no login. Those who prefer email can reply with attachments, and the documents are filed the same way.

What if the system reads an expiry date wrongly?

Every extracted date is confirmed by a person before it is saved, and the original document is always kept alongside it.

Does it stop a works order being raised?

It warns by default. Whether it blocks a job is your policy decision, and we set it up that way if you want it.

Can it connect to our block management system?

Where your system allows, the warning appears when a works order is raised there. Otherwise we provide the check as a lookup or a browser add-on.

Who decides what documents are required?

You do, with your insurers and advisers. We configure the rules; we do not set them.

Keep reading

More on Problems We Solve

Start here

Tell us where your block management admin gets stuck

Describe the task, how many blocks it touches and which system you run them on. We will tell you what we would automate, what should stay with your property managers, and if a smaller change to your current setup would fix it, we will say that instead.

  1. You tell us what you needTwo minutes on the form, or a message on WhatsApp.
  2. A senior engineer reviews itAnd comes back with questions, a realistic range and an honest view on fit.
  3. Free 30-minute scoping callWe talk through scope, options and a realistic estimate — with no obligation.
Free estimateNo obligation

Talk to someone who builds this

Send a short brief and we will come back with an honest view and a realistic range.

Takes under a minute. We never share your details.

  • Free consultation
  • No commitment
  • NDA on request

Prefer to talk? Book a free 30-minute call →